Information You Provide: Account details (email, license key, authentication credentials), payment information (if you purchase a license).
Information Collected Automatically: Basic device and usage data (e.g., IP address, browser type, error logs), license server logs (used to validate software activation and prevent abuse).
Third-Party Data Integrations: Banking Data (via Plaid or similar), Market Data (via Polygon.io), Trading Accounts (broker connections). ⚠️ Most financial data is stored locally in your self-hosted instance of PennyOS. Only limited metadata (such as license validation or minimal integration data) may flow through our management API.
2. How We Use Information
Provide and improve the Services.
Authenticate and manage licenses.
Process payments and billing.
Monitor usage for security and fraud prevention.
Communicate updates, bug fixes, or support.
We do not sell your personal information.
3. Data Storage & Security
Self-Hosted: You are responsible for the security of data stored in your self-hosted PennyOS instance.
Management API: We maintain appropriate safeguards for limited data that passes through our servers (e.g., license information).
Third Parties: Data shared with providers like Plaid or Polygon is governed by their privacy policies.
4. Sharing of Information
Service providers (payment processors, cloud hosting, support tools).
Third-party APIs you connect to (Plaid, brokers, market data).
Legal authorities if required by law.
We do not share your personal information with advertisers.
5. Your Rights
California Consumer Privacy Act (CCPA):
Know what categories of personal information we collect and how we use it.
Access the specific personal information we have collected about you.
Request deletion of your personal information (subject to legal and operational exceptions).
Opt out of sale of personal information (we do not sell personal data).