PennyOS
A financial workspace for disciplined traders and long-term planners.
Run PennyOS on your own infrastructure, monitor performance, and organize your accounts, trades, and strategies in one reliable command center.
Connect. Sync. Stay in Control.
Effortlessly link banks, brokerages, and loans without giving up data ownership.
Automatic Bank Syncs
Instantly connect accounts through Plaid with full encryption and granular access control.
Unified Balance View
Track balances and liabilities in one clear dashboard.
Visual Distribution
See your financial landscape with dynamic asset and cash-flow breakdowns.
Smarter Insights for Smarter Money.
Understand where money moves, where setups succeed, and what needs adjustment.
Custom Rules
Automate categorization and workflows around your own process.
Drill Down
Inspect spending and trading behavior with focused filters.
Forecast Ahead
Compare plan versus reality before risk compounds.
Automated Insights
Surface useful patterns based on your own historical activity.
See Where Every Dollar Goes.
Maintain a searchable history you can trust for planning, review, and risk control.
Comprehensive Logs
Keep complete records of transfers, trades, and account events.
Advanced Search
Find exact entries quickly with filters built for review workflows.
Tagging System
Organize recurring activity with labels that match your process.
Spending Trends
Visualize behavior changes in real time as conditions shift.
Built for the full decision cycle
PennyOS combines planning, execution review, and financial visibility so your process stays consistent when markets get noisy.
Budget Tracking
Track trading and personal cash flow in one private ledger with category-level control.
Strategy Planner
Map setups, guardrails, and entry criteria so your process is repeatable before capital is at risk.
Trading Simulator
Pressure-test strategy ideas in simulated sessions before taking live positions.
Trading Journal
Capture every decision with context, outcomes, and patterns you can review over time.
Market Analysis
Monitor trend and volatility signals that inform sizing, timing, and conviction.
Financial Planning
Connect portfolio behavior to long-term goals with scenario-based planning views.
Portfolio Oversight
Track allocations, concentration, and risk exposure from one self-hosted dashboard.
Integrated Screener
Filter symbols with criteria that match your setup so research stays focused.
Custom Dashboards
Arrange widgets by workflow so daily execution and weekly review use the same source of truth.
Build, test, and refine your edge
Use visual planning or custom code to shape strategies that match your risk model and execution style.
AI-Powered Drafting
Generate first-pass strategy logic and scenario ideas faster, then tune rules with your own judgment.
Code-Level Control
Write and iterate custom strategy modules when you need precise logic and repeatable execution conditions.
A dashboard that matches your routine
Arrange research, journaling, and performance modules in a layout that supports your process instead of interrupting it.
Custom Widgets
Prioritize the modules you use most for daily execution and weekly review.
Visual Insights
Read trends quickly with clear charts designed for position and behavior analysis.
Privacy by Default
Run it self-hosted so your account data and strategy history stay under your control.
Be first in line for PennyOS beta
Enter your email to get launch updates and early access instructions as soon as the beta opens.
Who is behind PennyOS?
PennyOS is built by a solo engineer with 8 years in cloud infrastructure and distributed systems, focused on secure, dependable software for traders and operators.
The product is designed around clarity, discipline, and privacy so you can review performance objectively without outsourcing control of your data.