ennyOS

Your self-hosted toolkit for tracking trades, planning strategies, and managing your financial life—all in one private app.

All Your Accounts. One Secure Hub.

Connect. Sync. Stay in Control.

Effortlessly link every bank, brokerage, and loan—without giving up ownership of your data.

Automatic Bank Syncs
Instantly connect accounts through Plaid with full encryption and granular access control.
Unified Balance View
Track all balances in one dashboard.
Visual Distribution
See your entire financial landscape with dynamic asset breakdowns and live sync history.
Turn Data Into Decisions.

Smarter Insights for Smarter Money.

Understand where your money goes — and where it should.

Custom Rules
Automate categories your way.
Drill Down
Explore detailed spend patterns.
Forecast Ahead
Compare goals vs. results.
Automated Insights
Receive personalized tips based on your financial behavior.
Every Transaction, Accounted For.

See Where Every Dollar Goes.

Stay organized with a clear, searchable financial history.

Comprehensive Logs
Maintain a complete record of all transactions.
Advanced Search
Quickly find specific entries with powerful filters.
Tagging System
Organize transactions with custom tags for easy retrieval.
Spending Trends
Visualize habits in real time.

Features of the OS

Budget Tracking

Track your trading and personal finances with intuitive, privacy-first budgeting tools.

Strategy Planner

Map out and refine your trading strategies with visual planning tools.

Trading Simulator

Practice your strategies risk-free with our advanced trading simulator.

Trading Journal

Log every trade, analyze your performance, and build discipline over time.

Market Analysis

Discover market trends and make informed decisions with actionable insights.

Financial Planning

Plan your financial future and set goals with comprehensive planning tools.

Portfolio Management

Manage your investments and track your portfolio's performance—all privately.

Integrated Stock Screener

Find opportunities and research stocks with our built-in screener.

Customizable Dashboard

Personalize your workspace to focus on what matters most to you.

Build Custom Strategies

With PennyOS, you can create personalized trading strategies using AI or code. Leverage our powerful tools to optimize your investment approach.

AI-Powered Strategies

Utilize advanced algorithms to automate your trading decisions.

Code Your Own

For the tech-savvy, write your own scripts to customize your trading experience.

Customizable Dashboard

Personalize your workspace to focus on what matters most. Organize your trading journal, financial tools, and analytics in a way that fits your workflow—all while keeping your data private and secure.

Customizable Widgets

Organize widgets for journals, budgets, charts, and more to fit your workflow.

Data Visualization & Insights

Visualize your trading and budgeting data with clear, customizable charts—spot trends and make informed decisions at a glance.

Private & Secure

Your dashboard and data are self-hosted—only you control what’s visible.

Want to be the first to try PennyOS beta?

Enter your email below and we'll notify you as soon as the beta is live. Be among the first to experience powerful tools for budgeting, trading, and portfolio management—all in one place.

Who’s behind PennyOS?

PennyOS is crafted by a solo engineer with 8 years of experience in cloud infrastructure, focused on building reliable, secure, and scalable tools for personal finance and trading discipline.

Driven by a passion for finance and technology, he’s committed to empowering users with advanced journaling, budgeting, and analytics—always keeping your privacy and control at the forefront.